
Key figures for the selected year.
The model's causal graph for 2022. Inputs synthesize into the Economic Capital Ratio.
Impact on ECR in % points.
Absolute values from the public annual report, entered into the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Benefits | 41,272 |
| Debt Securities, Available-for-sale | 94,743 |
| Insurance Commissions and Fees | 0 |
| Liability for Future Policy Benefit | 0 |
| Mortgage Loans on Real Estate, Net | 0 |
| Net Investment Income | 4,268 |
| Other Assets | 56,940 |
| Other Compr. Net Income | -1,564 |
| Other Expenses | 24,356 |
Absolute values calculated by the valuation model.
| Variable | × 1,000 USD |
|---|---|
| Other Liabilities | -8.69 |
| Liabilities | 14.0 |
| Stockholders Equity | 5.10 |
| ECR before LimitedLiability | 6.66 |
| Separate Account, Liability | 8.69 |
| Liability for Future Policy Benefit | 14.0 |
| Separate Account, Assets | -5.42 |
| Assets | -7.12 |
| Other Assets | -5.66 |
| Debt Securities, Available-for-sale | 8.57 |
| Mortgage Loans on Real Estate, Net | -2.51 |
| Other Expenses | -8.08 |
| Expenses | -24.0 |
| Comprehensive Net Income | -0.177 |
| Benefits | -15.5 |
| Insurance Commissions and Fees | -0.710 |
| Revenues | 16.7 |
| Premiums Earned, Net | 17.7 |
| Other Revenues | -1.59 |
| Net Investment Income | -0.144 |
| Economic Capital Ratio | 6.93 |
Charts generated by the RealRate valuation model for this report year.
Distribution of each variable's impact on financial strength — green strengthens, red weakens.
How the company's key drivers have shifted across years.
Model-forecast valuation vs. observed market value.
Assets vs. liabilities over time — the gap between them is equity, the accumulation of past profits.
Revenues vs. expenses over time — the gap between them is the year's profit or loss.
The company's Economic Capital Ratio over time against the distribution of its industry peers.